Property calculators: buying, selling, IMI and moving

Cash needed to buy a home

Adds your deposit and other costs to the site’s 2026 IMT and Stamp Duty estimate.

Buying a home in mainland Portugal. 2026 tables.

Use the taxable property value and the official municipal rate for the relevant year.

Enter the expected sale price and amounts payable at completion.

Make a preliminary cash comparison for the sale and planned investment.

Compare cash flows over the same period, including expected net sale proceeds.

Compare your starting cash, reserve and monthly costs.

Compare a proposed distribution with confirmed inheritance shares. The result is an estate balancing amount, not a tax assessment.