Property calculators: buying, selling, IMI and moving

Property capital gains and losses calculator

Calculate the gain or loss on a home sold in Portugal or abroad. Optionally estimate income tax using income, dependants and deductions.

Add the down payment, 2026 taxes, deed, loan charges, works and reserve, then deduct the deposit already paid.

2026 tables for mainland Portugal, the Azores and Madeira, with joint buyers, IMT Jovem and nonresident rules.

Select the municipality to get its IMI rate for the chosen year, then calculate the tax using the taxable value and already confirmed relief.

Deduct the loan, agency fee with VAT, charges and tax reserve to estimate the cash remaining.

Compare the sale and new transaction after deducting the loan, selling costs and tax reserve.

Compare costs over the same period, separating down payment, annual charges, deposit and net sale proceeds. You can test an alternative scenario.

Plan settling-in costs, deposits, monthly expenses and a reserve to see how much cash you need and how long it lasts.

Compare a proposed distribution with confirmed inheritance shares. The result is an estate balancing amount, not a tax assessment.